This type of policy is an extra layer of liability coverage above and beyond your automobile, homeowners, motorcycle, or boat policy. Should you be liable for someone’s injuries or damages, and your primary policy’s limit runs out, an umbrella can offer additional protection, limits of $1 million to as much as $50 million are available.
Certain exposures, such as swimming pools, trampolines, or inexperienced drivers make a very compelling case to add an umbrella policy. This coverage can often be added for a very reasonable price.
WE are available to discuss the value of the coverage and tailor a plan to protect your financial future from unfortunate accidents for which you may become liable.